Reducing Undergraduate Indebtedness

Strategies for Reducing Student Debt Accrued by Undergraduates

Topics: Student Retention and Success, Tuition and Fees, Revenue Enhancement, Administration and Finance

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Research Questions

  • What factors contribute to student debt?
  • What policies and strategies do administrators employ to reduce student debt burden?
  • What challenges do administrators face in developing and implementing these policies?


In recent years the topic of student debt has gained national prominence, driven in part by the increasing number of unemployed and underemployed young graduates who struggle to manage student loan debt. It is against this backdrop that administrators devise strategies and policies to understand and reduce undergraduate student debt. This brief explores factors that contribute to student debt as well as methods to discourage high debt accumulation.